Megan Fan Munce
Hi! I'm a reporter on the San Francisco Chronicle's climate team covering California's home insurance crisis.
I first joined the Chronicle in 2023 as a Hearst Fellow. Before that, I spent a year at the Houston Chronicle covering local businesses, large and small, as well as the city's large Asian American population.
I also did two fellowships at The Texas Tribune: one reporting on the 2021 state Legislature, and another working with the Tribune's audience engagement team.
I graduated from Northwestern University's Medill School of Journalism, Media, Integrated Marketing Communications with a B.S. in journalism and political science and an M.S. in journalism.
Read My Work
California’s deadliest wildfire devastated this town. Now an insurer is eager to return
San Francisco Chronicle, Dec. 23, 2024
Rebuilding a town where 90% of the homes burned down is a daunting task. But it’s also an opportunity for a radical experiment that all of California has a stake in: Is it possible to build a fire-safe town in the footprint of the worst wildfire in state history — and get its residents insured?
How State Farm’s financial peril could upend the entire California insurance market
San Francisco Chronicle, Nov. 26, 2024
California’s insurance crisis, with its drumbeat of rate increases and carriers leaving the state, has been bad. But a more devastating blow could lie ahead, with potential implications for all property insurance holders in the state: State Farm General, California’s largest insurer by far, has officially signaled it’s worried about going out of business.
Bay Area officials say antisemitic ‘Zoombombing’ is derailing local democracy
San Francisco Chronicle, Sep. 23, 2023
Since the start of summer, antisemitic comments have been made at public meetings in Sacramento, Walnut Creek, Sonoma County, Contra Costa County and in one held by the Bay Area Air Quality District. Now many are considering whether they will have to get rid of remote public commenting altogether — sacrificing accessibility in order to stop the attacks.
Historic Houston Heights feed store moves from 1928 location to make room for new housing project
Houston Chronicle, Oct. 7, 2022
Just five minutes from the busy streets and soaring skyscrapers of downtown Houston stands a simple one-story building that has hardly changed since it was built nearly a century ago. It still has a metal awning. Customers still park in the little gravel lot. And the store is still selling animal feed by the pound and live farm animals, just like it did in 1928.
As gun ownership spikes among Asian Americans, Houston instructor makes it his mission to educate
Houston Chronicle, April 25, 2023
As more patrons show up looking to arm themselves, Kuo has seen the unique cultural and language barriers that Asian gun owners face when they try to learn about safety — barriers he’s been trying to break down as one of the only Mandarin-speaking gun instructors in Texas and owner of what he believes is the only gun shop in Chinatown.
:quality(75)/https://static.texastribune.org/media/files/ac31cac631c8dd567edea69302283e8b/House%20Floor%20May%2023%20JV%20TT%2002.jpg)
Texas GOP’s bills targeting transgender children have exacted a mental health toll, even if they don’t become law
The Texas Tribune, May 23, 2021
Maya was scared, too. At just 10 years old, she faced a difficult task: convincing a conservative-leaning group of legislators not to advance legislation that would label her mother a child abuser and revoke the license of her doctor for providing gender-affirming medical care.
Contact Me
You can reach me at megan.munce@sfchronicle.com or follow along with my work on X or by visiting sfchronicle.com/home-insurance.